Protect Your Home from Hurricanes — and Lower Your Home Insurance Bill
Impact windows, doors & roofing for Tampa Bay homeowners with $0 down. Florida law requires insurers to discount wind-protected homes — we make sure you collect it. Your electric bill drops too.
Free evaluation · 2 minutes · No obligation · No pushy sales
Two Bills You're Already Paying Can Help Pay for Your Upgrade
Most contractors quote you a price. We start with what you already pay every month — your home insurance and your electric bill — and show you how a protected home brings both down. Then we stack every program Florida offers on top.
Your Home Insurance Bill Drops
Florida Statute 627.0629 requires every insurer to give discounts for impact-rated openings and a code-built roof. If you're paying $3,000–$5,000+ a year, this is the biggest lever you have — Florida homeowners who completed these upgrades have seen premiums drop 30% or more, some by 50%+, and the discount repeats every year.
Your Electric Bill Drops Too
Many Tampa Bay homes pay $300–$400 a month to cool a house through original single-pane windows. Low-E impact glass blocks the heat your AC is fighting, every month of the year.
$0 Down, County-Approved Financing
No cash out of pocket and no bank loan. Approval is based on your home — not your credit score — and your first payment arrives with a future tax bill, not this month.
Up to $500 Sales-Tax Refund
Florida's new HB 7031E refunds sales tax on impact windows and doors for homesteaded homes — most competitors haven't even heard of it yet. We handle the paperwork with you.
Home Value Goes Up
Impact protection and a new roof are two of the highest-ROI improvements a Florida home can get — and buyers (and their insurers) know it.
One Contractor, Start to Finish
Windows, doors, and roof under one licensed Florida builder — permits, install, county inspection, and the wind-mitigation report your insurer needs. One point of accountability.
Do Your Bills Say It's Time?
Answer these and you'll know whether your home is a fit — even if you don't currently have home insurance.
- Is your roof more than 10 years old, or are your windows and doors not impact-rated?
- Is your home insurance $3,000 a year or more — or have you received a non-renewal or rate-increase letter?
- Is your electric bill $250 a month or more?
- Do you live in Hillsborough, Pasco, Manatee, or Sarasota County?
Answered yes to any of these? Book your free evaluation. We walk your home, confirm eligibility, and put your payment and your estimated savings side by side — before you decide anything.
*No home insurance right now? You can still qualify — many homeowners upgrade specifically to become insurable again.
Windows, Doors & Roofing — Every Budget
From full Category 5-rated protection to affordable energy upgrades — installed by a licensed Florida Certified Building Contractor with honest, published pricing.
Hurricane Impact Windows & Doors
Miami-Dade rated impact glass that protects 24/7 and earns the biggest opening-protection insurance credit. Most whole-home projects run $12,000–$29,000. Shutter installation available too.
Explore Impact Windows
Energy-Efficient Windows
The affordable upgrade from original aluminum windows — cooler rooms, quiet, curb appeal, and a lower electric bill at 40–60% less than impact packages. Add shutters for the insurance credit.
Explore Energy-Efficient
Roof Replacement
Shingle, metal, flat, or mixed — built to current Florida code with the wind-mitigation features insurers reward most. Resets your roof age and stops the non-renewal letters. From around $17,500.
Explore RoofingWhat Homeowners Say After the Upgrade
Verified 5-star Google reviews from homes we've completed — real names, real Tampa Bay addresses, real photos of the work.
“I'm so pleased with the work the program done on my home. They replaced all of my windows and my sliding glass door. The windows are also energy efficient and have cooled down the inside of my home significantly.”
“Very very happy with my new roof! The team did an amazing job and they were wonderful to work with. 10/10 I recommend.”
“The program was a life-saver. They replaced all of my original windows with brand new windows without me having to pay anything up front and without using my personal credit. They were very reliable and communicative.”
How It Works
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Free Home Evaluation
We check your address, roof age, and eligibility — then walk your home and give you exact numbers: protection options, your payment, and your estimated insurance and energy savings.
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Pick Your Upgrades & Financing
Impact or energy-efficient windows, doors, roof — or all of it. We stack county-approved financing, the tax refund, and insurance credits so you see the true net cost.
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Install, Inspect, Lower Your Insurance
Our crews install to code, the county inspects, and a wind-mitigation inspection documents your upgrades — the paperwork your insurer needs to apply your discount.
See the Before-and-After Insurance Bills
We don't ask you to take our word for it. Florida homeowners who completed these same upgrades have seen their premiums drop 30% or more — some by 50% or more — on real before-and-after declaration pages. We bring those pages to your free evaluation so you can see exactly what happened to a real bill, on the insurer's own paperwork.
⏰ Florida's Building Code Changes December 31, 2026
Projects permitted before the deadline are grandfathered under the current code — after that, new requirements can change costs and timelines. Every year you wait is another year at full premium. Read what's changing →
Straight Answers
Is this program free?
No — and anyone telling you "free" is hiding something. Qualified homeowners move forward with $0 down through county-approved financing, and the insurance and energy savings the upgrade produces offset a meaningful share of the payment. Your free evaluation shows the payment and the estimated savings side by side. How financing works →
Will impact windows or a new roof really lower my home insurance?
In most cases, yes. Florida Statute 627.0629 requires every insurer writing homeowners policies in Florida to give discounts for wind-mitigation features — impact-rated windows and doors, and a code-built roof. After your upgrade, a wind-mitigation inspection documents the features and your insurer must apply the credits to the wind portion of your premium. The credit repeats every year — and Florida homeowners who completed these upgrades have seen premiums drop 30% or more, some by 50% or more. See real homeowner results →
Who pays for the upgrades?
For eligible homeowners, the cost is financed through county-approved financing — no deposit, no bank loan, structured over time through an assessment on your property tax bill. Approval is based on your home, not your credit score.
What if I don't have home insurance right now?
You can still qualify. Eligibility is based on your property, not your insurance status. Many homeowners upgrade specifically to become insurable again or to qualify for a better policy — a new roof and protected openings are exactly what carriers look for.
Do I qualify if I'm on a fixed income?
Yes. Qualification is not based on income or employment. Eligibility is determined by the property, not your credit score — which is what makes the program accessible to retirees and homeowners on fixed incomes.
What areas do you serve?
Tampa Bay — Hillsborough, Pasco, Manatee, and Sarasota counties, including Tampa, Brandon, Riverview, Valrico, Apollo Beach, Ruskin, Carrollwood, Lutz, Plant City, Wesley Chapel, New Port Richey, Bradenton, Palmetto, and Sarasota. Not sure whether your address qualifies? Call us — we verify it in minutes. All service areas →
Impact Windows & Roofing Across Tampa Bay
Local pages for every community we serve — housing stock, permits, financing eligibility and what homeowners there ask.
- Impact windows in Tampa · roofing
- Impact windows in Brandon · roofing
- Impact windows in Riverview · roofing
- Impact windows in Wesley Chapel · roofing
- Impact windows in Bradenton · roofing
- Impact windows in New Port Richey · roofing
- Impact windows in Carrollwood · roofing
- Impact windows in Apollo Beach · roofing